Personal Funded Ratio Calculator

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version name

Enter
today's date

Information

Person one

Person two

Years to retirement

65

65

Years of post-retirement income needed

Define the target (in terms of today's purchasing power)

$
$
Your specified target of $80,050 is 70% of your current annual income.

Projected annual gross income expected from

$
$

$50,000

$
$

What would you like to calculate?

Your personal funded ratio

$

Assumed annual real return before retirement

%
%

Assumed annual real return after retirement

%
%

The annual savings required to reach your target

Assumed annual real return before retirement

%
%

Assumed annual real return after retirement

%
%

The annual real returns required to reach your target

$

Here are your results

Target assets you require at retirement
Locked-in basis 1620000
Best estimate basis 1620000
Your projected assets at retirement
Locked-in basis
From current liquid assets 1620000
From current illiquid assets 1620000
From future savings 1620000
Best estimate basis basis
From current liquid assets 1620000
From current illiquid assets 1620000
From future savings 1620000
Your projected funded ratios
Locked-in basis
Pillar one 1620000
Pillar two 1620000
From current liquid assets 1620000
From current illiquid assets 1620000
From future savings 1620000
Total locked-in funded ratio 1620000
Best estimate basis
Pillar one 1620000
Pillar two 1620000
From current liquid assets 1620000
From current illiquid assets 1620000
From future savings 1620000
Total best estimate funded ratio 1620000

Here are your results

Locked-in basis, excluding illiquid assets

Target assets you require at retirement
Locked-in basis 1620000
Your projected assets at retirement 1620000
Locked-in basis
From current liquid assets 1620000
From current illiquid assets
From future savings 1620000
Your projected funded ratios
Locked-in basis
Pillar one 1620000
Pillar two 1620000
From current liquid assets 1620000
From current illiquid assets 0%
From future savings 1620000
Total locked-in funded ratio 100%
Required annual future savings 100%

Locked-in basis, including illiquid assets

Target assets you require at retirement
Locked-in basis 1620000
Your projected assets at retirement 1620000
Locked-in basis
From current liquid assets 1620000
From current illiquid assets
From future savings 1620000
Your projected funded ratios
Locked-in basis
Pillar one 1620000
Pillar two 1620000
From current liquid assets 1620000
From current illiquid assets 0%
From future savings 1620000
Total locked-in funded ratio 100%
Required annual future savings 100%

Best estimate basis, excluding illiquid assets

Target assets you require at retirement
Best estimate basis 1620000
Your projected assets at retirement
Best estimate basis
From current liquid assets 1620000
From current illiquid assets
From future savings 1620000
Your projected funded ratios
Best estimate basis
Pillar one 1620000
Pillar two 1620000
From current liquid assets 1620000
From current illiquid assets 0%
From future savings 1620000
Total best estimate funded ratio 100%
Required annual future savings 100%

Best estimate basis, including illiquid assets

Target assets you require at retirement
Best estimate basis 1620000
Your projected assets at retirement
Best estimate basis
From current liquid assets 1620000
From current illiquid assets
From future savings 1620000
Your projected funded ratios
Best estimate basis
Pillar one 1620000
Pillar two 1620000
From current liquid assets 1620000
From current illiquid assets 0%
From future savings 1620000
Total best estimate funded ratio 100%
Required annual future savings 100%

Here are your results

Best estimate basis, excluding illiquid assets

Required annual real return before retirement (best estimate basis) Loading...
Required annual real return after retirement (best estimate basis) Loading...
Target assets you require at retirement
Best estimate basis Loading...
Your projected assets at retirement
Best estimate basis
From current liquid assets Loading...
From current illiquid assets
From future savings Loading...
Your projected funded ratios
Best estimate basis
Pillar one Loading...
Pillar two Loading...
From current liquid assets Loading...
From current illiquid assets Loading...
From future savings Loading...
Total best estimate funded ratio Loading...

Best estimate basis, including illiquid assets

Required annual real return before retirement (best estimate basis) Loading...
Required annual real return after retirement (best estimate basis) Loading...
Target assets you require at retirement
Best estimate basis Loading...
Your projected assets at retirement
Best estimate basis
From current liquid assets Loading...
From current illiquid assets
From future savings Loading...
Your projected funded ratios
Best estimate basis
Pillar one Loading...
Pillar two Loading...
From current liquid assets Loading...
From current illiquid assets Loading...
From future savings Loading...
Total best estimate funded ratio Loading...
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