If you haven’t yet, please see the calculator introduction before trying the Personal Funded Ratio Calculator.

version name

Version name Enter

today's date

Person one

Name Person one's current age

Person one's gender

Person two

Name Person two's current age

Person two's gender

Years to retirement

Person one's retirement age

Person two's retirement age

Years of post-retirement income needed

Locked-in basis Best estimate basis

Define the target (in terms of today's purchasing power)

Current (combined) annual income

What is your target annual gross income?

Your specified target of $80,050 is 70% of your current annual income.

Projected annual gross income expected from

Pillar one

Pillar two

Balance required from personal assets

$50,000

Current liquid assests

Current illiquid assests

What would you like to calculate?

Select your calculator

Edit Inputs

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Your personal funded ratio

Future annual savings

Assumed annual real return before retirement

Locked-in basis

Best estimate basis (must be positive)

Assumed annual real return after retirement

Locked-in basis

Best estimate basis (must be positive)

Calculate

The annual savings required to reach your target

Assumed annual real return before retirement

Locked-in basis

Best estimate basis (must be positive)

Assumed annual real return after retirement

Locked-in basis

Best estimate basis (must be positive)

Select the funded ratio you would like to set at 100%

Calculate

The annual real returns required to reach your target

Future annual savings

Select which personal funded ratio would you like to set at 100%?

Calculate

Here are your results


Target assets you require at retirement
Locked-in basis	1620000
Best estimate basis	1620000
Your projected assets at retirement
Locked-in basis
From current liquid assets	1620000
From current illiquid assets	1620000
From future savings	1620000
Best estimate basis basis
From current liquid assets	1620000
From current illiquid assets	1620000
From future savings	1620000
Your projected funded ratios
Locked-in basis
Pillar one	1620000
Pillar two	1620000
From current liquid assets	1620000
From current illiquid assets	1620000
From future savings	1620000
Total locked-in funded ratio	1620000
Best estimate basis
Pillar one	1620000
Pillar two	1620000
From current liquid assets	1620000
From current illiquid assets	1620000
From future savings	1620000
Total best estimate funded ratio	1620000

Here are your results

Locked-in basis, excluding illiquid assets


Target assets you require at retirement
Locked-in basis	1620000
Your projected assets at retirement	1620000
Locked-in basis
From current liquid assets	1620000
From current illiquid assets
From future savings	1620000
Your projected funded ratios
Locked-in basis
Pillar one	1620000
Pillar two	1620000
From current liquid assets	1620000
From current illiquid assets	0%
From future savings	1620000
Total locked-in funded ratio	100%
Required annual future savings	100%

Locked-in basis, including illiquid assets


Target assets you require at retirement
Locked-in basis	1620000
Your projected assets at retirement	1620000
Locked-in basis
From current liquid assets	1620000
From current illiquid assets
From future savings	1620000
Your projected funded ratios
Locked-in basis
Pillar one	1620000
Pillar two	1620000
From current liquid assets	1620000
From current illiquid assets	0%
From future savings	1620000
Total locked-in funded ratio	100%
Required annual future savings	100%

Best estimate basis, excluding illiquid assets


Target assets you require at retirement
Best estimate basis	1620000
Your projected assets at retirement
Best estimate basis
From current liquid assets	1620000
From current illiquid assets
From future savings	1620000
Your projected funded ratios
Best estimate basis
Pillar one	1620000
Pillar two	1620000
From current liquid assets	1620000
From current illiquid assets	0%
From future savings	1620000
Total best estimate funded ratio	100%
Required annual future savings	100%

Best estimate basis, including illiquid assets


Target assets you require at retirement
Best estimate basis	1620000
Your projected assets at retirement
Best estimate basis
From current liquid assets	1620000
From current illiquid assets
From future savings	1620000
Your projected funded ratios
Best estimate basis
Pillar one	1620000
Pillar two	1620000
From current liquid assets	1620000
From current illiquid assets	0%
From future savings	1620000
Total best estimate funded ratio	100%
Required annual future savings	100%

Here are your results

Best estimate basis, excluding illiquid assets


Required annual real return before retirement (best estimate basis)	Loading...
Required annual real return after retirement (best estimate basis)	Loading...
Target assets you require at retirement
Best estimate basis	Loading...
Your projected assets at retirement
Best estimate basis
From current liquid assets	Loading...
From current illiquid assets
From future savings	Loading...
Your projected funded ratios
Best estimate basis
Pillar one	Loading...
Pillar two	Loading...
From current liquid assets	Loading...
From current illiquid assets	Loading...
From future savings	Loading...
Total best estimate funded ratio	Loading...

Best estimate basis, including illiquid assets


Required annual real return before retirement (best estimate basis)	Loading...
Required annual real return after retirement (best estimate basis)	Loading...
Target assets you require at retirement
Best estimate basis	Loading...
Your projected assets at retirement
Best estimate basis
From current liquid assets	Loading...
From current illiquid assets
From future savings	Loading...
Your projected funded ratios
Best estimate basis
Pillar one	Loading...
Pillar two	Loading...
From current liquid assets	Loading...
From current illiquid assets	Loading...
From future savings	Loading...
Total best estimate funded ratio	Loading...

Congratulations on making these calculations!

Print your projections

Personal Funded Ratio Calculator

version name

Information

Person one

Person two

Years to retirement

Years of post-retirement income needed

Define the target (in terms of today's purchasing power)

Projected annual gross income expected from

What would you like to calculate?

Your personal funded ratio

Assumed annual real return before retirement

Assumed annual real return after retirement

The annual savings required to reach your target

Assumed annual real return before retirement

Assumed annual real return after retirement

The annual real returns required to reach your target

Here are your results

Here are your results

Locked-in basis, excluding illiquid assets

Locked-in basis, including illiquid assets

Best estimate basis, excluding illiquid assets

Best estimate basis, including illiquid assets

Here are your results

Best estimate basis, excluding illiquid assets

Best estimate basis, including illiquid assets