Privacy Policy

Welcome to the Retirement Planning Website (the “Website”).  Please read this Privacy Policy carefully.

In order for you to use all of the features of the Website, it is necessary for Don Ezra to collect certain personal information.  Don Ezra recognizes the security and privacy of this information is important.  Therefore, Don Ezra has adopted this Privacy Policy
By accessing, browsing, and/or using the Website you are acknowledging that you have read and understood this Privacy Policy and the Terms and Conditions (as defined below) and that you accept and agree to be bound by this Privacy Policy and the Terms and Conditions. If you cannot or do not accept or agree with this Privacy Policy or the Terms and Conditions, then you must not access or use the Website.

1. Interpretation

In this Privacy Policy:
(a)    “Comments” means any comments, content, stories, documents, materials or other information or data provided or submitted to or posted on the Website by you or on your behalf including in response to blogs, as comments or at the invitation of Don Ezra;
(b)    “Don Ezra” or “we” or “us” means David Don Ezra and any affiliated corporations or other entities and his and their respective affiliates, related companies, partners, agents, representatives, subcontractors and suppliers;
(c)    “personal information” means information in any form which can be attributed to an identifiable individual; and
(d)    “Terms and Conditions” means, at any time, the Terms and Conditions policy posted on the Website at such time.

The word “including” or “includes” means “including (or includes) without limitation”.

2. What personal information is collected?

As a visitor to the Website, Don Ezra collects the IP address associated with your computer, HTTP-Referrer information, the date and time of your visit, pages or other files you requested, how long you spent at the Website and your browser type. We only use or disclose this information in the event that we experience technical or security issues, or in the aggregate in order to better understand how our visitors use the resources we make available on the Website. Depending on your Internet service provider’s system configuration, this information may or may not be associated with you as an identifiable individual.

We collect your email address and other information you provide, submit or post when you voluntarily send us an email through the Website or when you provide, post or submit a Comment.  We use this personal information including the Comments to respond to your questions, to send you information you have requested and as set out on the Website or in the Terms and Conditions.

Our Website may contain links to other websites (“Linked Sites”). These links are provided as a convenience to you only and we advise you that these websites may have different privacy policies and practices than those of Don Ezra and the Website. We take no responsibility for the policies or information practices of these third parties.

3. Why is personal information collected?

As a visitor to the Website, we may collect, use and disclose personal information about you if you voluntarily submit it to us in order to ask questions or to request information from us or to provide, submit or post information including Comments to us or the Website.  We may also collect, use and disclose personal information as set out in the Terms and Conditions or on the Website and as otherwise required to operate the Website.

4. To whom do we disclose your personal information?

We will not divulge your personal or confidential information outside Don Ezra unless such disclosure is: (i) expressly or impliedly authorized by you including via the Website; or (ii) required by law.

We may disclose your personal information to organizations that perform services on our behalf. We remain responsible for all personal information communicated to third parties for these purposes. In such instances, personal information will only be provided to a third party service provider if they agree to limit the use of such information solely for the purposes for which it was provided under our instruction and, with respect to that personal information, to act in a manner consistent with the relevant principles articulated in this Privacy Policy.

5. How do we protect your personal information?

We use industry standard security measures to protect personal information.

It is an important to remember that no method of transmitting or storing data is completely secure. Mail, voice communications, faxes and data transmissions over the Internet are all susceptible to possible loss, misrouting, interception and misuse of the information being communicated or transmitted. Our security measures attempt to strike a reasonable balance between security and convenience.

6. Relationship

In addition to complying with this Privacy Policy, you agree to use the Website, Linked Sites and services available on or through the Website and Linked Sites for lawful purposes only, in a manner consistent with local, national or international laws and regulations and as set out in the Terms and Conditions. You may not use the Website or Linked Sites in any manner which could damage, disable, overburden, or impair the Website or Linked Sites or interfere with any other party’s use or enjoyment of the Website or Linked Sites.

7. Cookies

A cookie is a piece of data stored in your web browser that contains information about you the user.  Don Ezra uses cookies to enhance your browsing experience.   You can clear cookies in your browser settings if you desire.

8. Changes to this Privacy Policy

This statement is in effect as of the date set out below. From time to time, Don Ezra will review and revise this Privacy Policy and practices including in response to changes in business and technology. In the event of any amendment, an appropriate notice and the amended Privacy Policy will be posted on the Website. The amended Privacy Policy will be effective as of the date it is posted.

In the event that any amendment affects the purpose(s) for which we collect, use or disclose your personal information, we will obtain any additional consent required from you under applicable privacy laws.

9. Questions about this Privacy Policy and practices

If you have questions about this Privacy Policy or require additional information on our practices, please contact us at:
Attn.: Privacy Policy
Don Ezra Consulting Services Ltd
PO Box 69058 St Claire Centre
Toronto, ON M4T 3A1