Show Chapters

Aaker, Jennifer L., Melanie Rudd and Cassie Mogilner (2011). “If money does not make you happy, consider time” in the Journal of Consumer Psychology doi:10.1016/j.jcps.2011.01.004.

Agarwal, Sumit, John C. Driscoll, and Xavier Gabaix and David Laibson (2009). “The age of reason: financial decisions over the life-cycle with implications for regulation (October 19, 2009). Available at SSRN: or

Allianz Global Investors (2013). Behavioral Finance and the Post-Retirement Crisis (March 2013).

Anderson Elder Law (2015).  “Planning with your adult children helps you remain in control” at (March 24, 2015).

Ashford, Kate (2016). “New love: a retirement dream – or nightmare?” at (1 June 2016).

Baldwin, William (2013). “The trouble with target date funds” in Forbes (June 24, 2013).

Barber, Brad M. and Terrance Odean (2001). “Boys will be boys: gender, overconfidence, and common stock investment” in The Quarterly Journal of Economics, February 2001. Available at SSRN: or

Bernstein, William (2013). Deep Risk: how history informs portfolio design (Investing for Adults Book 3) (Kindle).

Blagosklonny, Mikhail V. (2010). “Why human lifespan is rapidly increasing: solving ‘longevity riddle’ with ‘revealed-slow-aging’ hypothesis” in Aging Vol 2 No. 4.

Blanchett, David (2007). “Dynamic allocation strategies for distribution portfolios: determining the optimal distribution glide path” in Journal of Financial Planning, December 2007.

Blanchett, David and Paul D. Kaplan (2012). “Alpha, beta, and now … gamma” Morningstar Advisor (December 2012).

Bright, Greg (2016). “Research disses target-dates, backs super mortgage withdrawals” in Investor News Strategy (Australia) (April 17, 2016).

Campbell, Sue (2015). “Atul Gawande’s 5 questions to ask at life’s end” at  (February 10, 2015).

Cannon, Edmund and Ian Tonks (2004). “U.K. annuity rates, money’s worth and pension replacement ratios 1957-2002” in The Geneva Papers on Risk and Insurance, Vol. 29 No. 3 (July 2004).

Carstensen, Laura (2011). A Long Bright Future: happiness, health and financial security in an age of increased longevity (Public Affairs, New York, NY).

Chen, Peng, and Moshe A Milevsky (2003). “Merging asset allocation and longevity insurance: an optimal perspective on payout annuities” in Journal of Financial Planning Vol.16 No. 6 (June 2003).

Chen, Peng, Roger G. Ibbotson, Moshe A. Milevsky and Kevin X. Zhu (2006).  “Human capital, asset allocation and life insurance” in Financial Analysts Journal, Vol. 62 No. 1 (January/February 2006).

Cohen, Josh, Grant Gardner and Yuan-An Fan (2010). “Should target date fund glide paths be managed ‘to’ or ‘through’ retirement?” Russell Research Report, April 2010.

Collie, Bob (2015). “How big is longevity risk?” Russell Research Practice Note (July 2015).

Dunn, Elizabeth W., Daniel T. Gilbert and Timothy D. Wilson (2011). “If money doesn’t make you happy, then you probably aren’t spending it right” in Journal of Consumer Psychology doi:10.1016.j/jcps.2011.02.002.

Estrada, Javier (2015). “The retirement glidepath: an international perspective (January 2015). Available at SSRN:  Note that this is different from his “The glidepath illusion” which focuses solely on the accumulation phase.

Ezra, Don (1998). “Adding value through active manager selection and structure: documenting Russell’s experience” Frank Russell Company UK Conversation Piece (September 1998).

Ezra, Don, Bob Collie and Matt Smith (2009). The Retirement Plan Solution: the reinvention of defined contribution (John Wiley & Sons, Inc., Hoboken, NJ).

Ezra, Don and Geoffrey J. Warren (2010). “When should investors consider an alternative to passive investing?” in Journal of Portfolio Management, Vol. 36 No. 4 (Summer 2010).

Ezra, Don (2011a). “Insights for evaluating active management” Russell Investments US Viewpoint (December 2011).

Ezra, Don (2011b). “How should retirees manage investment and longevity risk in a defined contribution world?” in Rotman International Journal of Pension Management, Vol. 4 Issue 1 (Spring 2011).

Ezra, Don (2013). “Measuring what matters most in investing” in Rotman International Journal of Pension Management (Fall 2013).

Ezra, Don (2014). Happiness: the best is yet to come (Amazon).

Ezra, Don (2016). “Most people need longevity insurance rather than an immediate annuity” in Financial Analysts Journal Vol. 72 No. 2 (March/April 2016).

Fronstin, Paul and Jack VanDerhei (2017). “Savings Medicare beneficiaries need for health expenses: some couples could need as much as $350,000” EBRI Notes Vol. 38, No. 1 (January 31, 2017).

Gawande, Atul (2014). Being Mortal: medicine and what matters in the end (Doubleday Canada).

Gilbert, Daniel T. (2006) Stumbling on Happiness (Knopf, New York, NY).

Helman, Ruth, Craig Copeland, and Jack VanDerhei (2015). “The 2015 Retirement Confidence Survey: Having a Retirement Savings Plan a Key Factor in Americans’ Retirement Confidence,” EBRI Issue Brief, no. 413 (Employee Benefit Research Institute, April 2015).

Hershfield, Hal E., Daniel G. Goldstein, William F. Sharpe, Jesse Fox, Leo Yeykelis, Laura L. Carstensen and Jeremy N. Bailenson (2011). “Increasing saving behavior through age-progressed renderings of the future self” in Journal of Marketing Research, Vol. XLVIII, S23-S37 (November 2011).

Hoffman, Jan (2015).  “Teenagers face early death, on their terms” at well.blogs.nytimes (March 28, 2015).

Hogan, Michael, Ph.D. (2013). “Love at any age” by Michael Hogan Ph.D. at

Hoover, Donald R., Stephen Crystal, Rizie Kumar, Usha Sambamoorthi and Joel Cantor (2002).  “Medical expenses during the last year of life: findings from the 1992-1996 Medicare current beneficiary survey” in Health Services Research 37(6).

Institute for Health Metrics and Evaluation (2015). “Global, regional, and national age-sex-specific all-cause and cause-specific mortality for 240 causes of death, 1990-2013: a systematic analysis for the Global Burden of Disease Study 2013” in The Lancet (December 18, 2015).

Jackson, Adrienne, PT, MPA (2010). “Sex and older Americans: exploring the relationship between frequency of sexual activity and happiness” (Doctor of Philosophy, Applied Gerontology, University of North Texas, August 2010).

Jacobson, Ed, Ph.D. (2011). “Re-energize and renew your relationships with high impact client review meetings” at the AICPA Advanced Personal Financial Planning Conference, Las Vegas, NV (January 10, 2011).

Kalish, Nancy, Ph.D. (2011). “Late-life remarriages: the second (or third …) time around” at

Kinder, George (2000). The Seven Stages of Money Maturity (Dell, New York, NY).

Knox, David (2018). “Revisiting the importance of investment returns in retirement”, published in Portfolio Construction Forum, (23 March 2018).

Laibson, David, Andrea Repetto and Jeremy Tobacman (2004). “Estimating discount functions with consumption choices over the lifecycle” in Journal of Economic Literature (January 2004).

Lax, Eric (1975). On Being Funny: Woody Allen and comedy (Charterhouse).

Levinson, Harry (1976). Psychological Man (Levinson Institute, Cambridge, MA).

Lo, Andrew (2005). “Reconciling efficient markets with behavioral finance: the adaptive markets hypothesis” in Journal of Investment Consulting, Vol. 7 No. 2.

Maugham, W. Somerset (1940).  The Mixture as Before (New York: Doubleday, 1940; reprinted, Arno Press, 1977).

McCormick, Douglas P. (2016) Family Inc.: using business principles to maximize your family’s wealth (John Wiley & Sons, Inc., Hoboken, NJ).

Melone, Linda (2016).  “Why couples divorce after decades of marriage: the 5 reasons for ‘gray divorce’ and what to do before it’s too late” by Linda Melone, (March 8, 2016).

Milevsky, Moshe (2015).  King William’s Tontine: why the retirement annuity of the future should resemble its past (New York: Cambridge University Press).

Mitchell, Olivia S., James M. Poterba, Mark J. Warshawsky and Jeffrey R. Brown (1999).  “New evidence on the money’s worth of individual annuities” in American Economic Review, Vol. 89 No. 5 (December 1999).

Munnell, Alicia H., Anthony Webb and Zhenya Karamcheva (2010).  “Inheritances and wealth transfer to baby boomers: a study by the Center for Retirement Research at Boston College” for The MetLife Mature Market Institute, Westport, CT (December 2010).

Nettle, Daniel. (2005). Happiness: the science behind your smile (Oxford University Press).

Neville, Sarah (2014). “Focus on the individual rejuvenates elderly care in Cornwall” in the UK Financial Times (28/29 June 2014).

Nininger, J.R. (2003). The public service in transition. Moving beyond the workplace: exploring life’s journey (Canadian Centre for Management Development, Ottawa, Canada).

Nobre, Liana Holanda N. and John Grable (2015).  “The role of risk profiles and risk tolerance in shaping client investment decisions” in Journal of Finance Service Professionals (May 2015).

Noonan, Timothy and Matt Smith (2011). Someday Rich: planning for sustainable tomorrows today (John Wiley & Sons, Inc., Hoboken, NJ).

Oeppen J and Vaupel J.W. (2002). “Demography. Broken limits to life expectancy” in Science 296: 1029-1031.

Pfau, Wade and Michael Kitces (2014a). “Reducing retirement risk with a rising equity glide path” in Journal of Financial Planning (January 2014).

Pfau, Wade and Cooper, Jeremy (2014b). “The yin and yang of retirement income philosophies” (November 10, 2014). Available at SSRN: or

Ricard, Matthieu. (2007) Happiness: a guide to developing life’s most important skill  (Little, Brown & Company).

Schlossberg, Nancy K (2017). See on Next Avenue, April 4, 2017, extracted from “Too young to be old: love, learn, work, and play as you age” Copyright © 2017 American Psychological Association.

Sinclair, Duncan (2015). “Respecting the needs and wants of the elderly and the frail” in The Globe and Mail, July 14, 2015.

Smith, Melinda, M.A. and Jeanne Segal, Ph.D. (2016). “Caregiving support and help: tips for making family caregiving easier and more rewarding” at (June 2016).

Sorkin, Andrew Ross (2013). “Doubts raised on value of investment consultants to pensions” in DealBook (September 30, 2013).

Statman, Meir (2007). “What do investors think? Risk-aversion, loss-aversion and the annuities puzzle” a presentation to the Retirement Income Industry Association (February 2007).

Statman, Meir (2010). What Investors Really Want: know what drives investor behavior and make smarter financial decisions (McGraw-Hill Education, New York, NY).

Statman, Meir (2017a). Finance for Normal People: how investors and markets behave (Oxford University Press, New York, NY).

Statman, Meir (2017b). “When good money habits turn against you” in Wall Street Journal (April 24, 2017).  Also available at

Sullivan, Paul (2016). “When dividing assets, the little things matter,” The New York Times (April 15, 2016).

Thaler, Richard H. and Shlomo Benartzi (2004). “Save More Tomorrow ™: Using behavioral economics to increase employee saving” in Journal of Political Economy, Vol. 112, No. 1, Pt. 2.

The Economist (2016). “Count me in: just how important is sex to a marriage’s success?” in The Economist, print edition (May 7, 2016).

Vettese, Frederick (2018).  Retirement Income for Life: getting more without saving more (Milner & Associates Inc.).

Wolfson, Michael C. (1996). “Health-adjusted life expectancy” in Statistics Canada Health Reports, Vol. 8 No. 1 (Summer 1996).

Zelinski, Ernie J. (2009).  How to Retire Happy, Wild and Free: retirement wisdom that you won’t get from your financial adviser (VIP Books).