Life After Full-time Work Blog

How spending changes in retirement, and the resulting need for inflation protection

But the traditional measures ignore it

Is it much the same as for workers?

And most people never get there.

What economists consider an optimal portfolio combination is better split into two separate pieces

Central bankers cannot find a way to help borrowers without hurting savers

How to proceed, depending on what you want

Introducing the stages in Route 4 of Freedom, Time, Happiness

Experts make assumptions about our attitude to financial risk in our retirement years. Here’s a case study that suggests that psychology plays a considerable role, regardless of finances.

The “glide path” in accumulation applies only when you’re saving money, not when you’re making withdrawals. Here’s an important decumulation angle.