Life After Full-time Work Blog

And most people never get there.

What economists consider an optimal portfolio combination is better split into two separate pieces

Central bankers cannot find a way to help borrowers without hurting savers

How to proceed, depending on what you want

Introducing the stages in Route 4 of Freedom, Time, Happiness

Experts make assumptions about our attitude to financial risk in our retirement years. Here’s a case study that suggests that psychology plays a considerable role, regardless of finances.

The “glide path” in accumulation applies only when you’re saving money, not when you’re making withdrawals. Here’s an important decumulation angle.

A glide path that is based on assumptions about the average saver is a great start as a default option. That doesn’t mean it can’t be improved. This post describes ways in which it can be customized to better fit each saver’s characteristics.

A long excerpt from the Life Two book, to show you its structure.

This tale by a master story-teller is scary. It reminds us that we should think about potential disruptive things before they’re upon us. This post also explains why we prefer to postpone tough decisions.