Life After Full-time Work Blog

Learn about preparing for life after full-time work through posts from Don's upcoming book.

# 47 Inheritances And Bequests

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In practice we may add to our savings if we receive an inheritance, and we may want to leave bequests in addition to providing for life after full-time work. In this post we look at how to accommodate those aspects.

#46 Your Personal Funded Ratio

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There’s a simple concept that is extremely useful. Just compare how much you’ve got with how much you need! Here’s how to apply that concept to see how far you’ve come.

#35 Is Your Home Part Of Your Portfolio For Life After Work?

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Wouldn’t it be great if we had enough money to create a lifetime income stream, and could live forever in the home we own? Sure! But all too often we need to use our home to help generate that income stream. This post explains four ways to do so.

#33 Decumulate: Four Ways To Generate Sustainable Income

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So here we are, we’ve saved and invested, and we’re ready to stop working and convert our assets from a lump sum into a flow of retirement income that can be sustained for the rest of our life. How can we do that?

#32: Three Things That Could Derail Your Plan

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There are things that we should be aware of, that could upset our post-work lives from evolving as we hope. Here’s what we can consider, in case one of them appears in our path.

#30: Good Advisors Will Speak Our Language

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Financial professionals often tell us that they want to speak our language, then retreat into jargon. I’ve learnt about the difference.

#28: What Does Spending Money Do For You?

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In the same way that we observed that there’s more to life than money (see Post #4), so too there’s more to spending money than obtaining something that’s useful to us. Here are some emotional benefits.

#23: Two Other Considerations: Buying A Home, And Life Insurance

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We’ve discussed retirement saving at some length. But when we’re young, we have other long-term financial goals too. Where do buying a home and insuring one’s life fit in?

#22: Financial Stages In Planning For Life After Full-Time Work

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Are there any guideposts as to what you should be doing and what you should be thinking about, at different stages in your financial life? Let’s look at minimum, successful and exceptional standards at five stages.

#21: Dan Discusses How Far He’s Got With His Retirement Planning

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I thought it might be interesting to check in with a family currently saving for retirement and also getting their next generation thinking early along those lines. You might be surprised by the source for the lesson that the father teaches.