Learn how to plan and think about life after full-time work (so-called retirement), particularly the psychological and financial aspects.
Preparing for retirement is a complex process–it can be hard to even know where to start.
This project is about giving you a framework for confidently making your own decisions about retirement, and you'll gain a new perspective on what life after full-time work can look like.
Don has an extensive background in investing and consulting, and is also an accomplished author. His current writing project is focused on helping people prepare for a happy, financially secure life after they finish full-time work.
Giving you confidence in making retirement decisions
There’s a particularly useful table available online. Here I’ll show you how to use it.
So now, through the personal funded ratio calculation, you have an idea of where you are, relative to your target. What if you’re above your target? Or below? How does that affect your lifestyle options?
Our exemplary couple decide that they want to play with the numbers, a little bit.
It’s time to assemble the facts required for a funded ratio calculation. If you’ve never done it before, gathering the information is not always easy. Here’s how one couple did their best, even though it was far from perfect.